An Act to amend the law governing financial institutions and to provide for related and consequential matters
This enactment amends a number of Acts governing financial institutions. It also amends legislation related to the regulation of financial institutions. Notable among the amendments are the following: (a) amendments to the Bank Act, the Cooperative Credit Associations Act, the Insurance Companies Act and the Trust and Loan Companies Act aimed at reinforcing stability and fine-tuning the consumer-protection framework; and (b) technical amendments to the Bank Act, the Cooperative Credit Associations Act, the Insurance Companies Act, the Trust and Loan Companies Act, the Bank of Canada Act, the Canada Deposit Insurance Corporation Act, the Canadian Payments Act, the Winding-up and Restructuring Act, the Office of the Superintendent of Financial Institutions Act, the Payment Clearing and Settlement Act and the Financial Consumer Agency of Canada Act.
Senate First Reading
Senate Second Reading
Senate Third Reading
House First Reading
| Unknown | — |
| Unknown | — |
Select a row to see how its date was determined. Commencement orders are tracked from January 2016 onward — provisions of older statutes may show as Unknown.
House Second Reading
House Third Reading
Royal Assent
| Order |
| SI/2023-73 |
| II | Regulation | Regulations Amending Bank of Canada Notes Regulations | SOR/2019-256 |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
| Part | Type | Title | Instrument / Sponsor |
|---|---|---|---|
| II | Regulation | Regulations Amending the Administrative Monetary Penalties (OSFI) Regulations (Miscellaneous Program) | SOR/2020-68 |
| II | Regulation | Regulations Amending Assessment of Pension Plans Regulations | SOR/2019-53 |
| II | Regulation | Assessment of Financial Institutions Regulations, 2017 | SOR/2016-297 |
| II | Regulation | Regulations Amending Assessment of Pension Plans Regulations | SOR/2016-275 |
| I | Proposed | Regulations Amending the Assessment of Pension Plans Regulations | Finance, Dept. of |
| I | Proposed | Assessment of Financial Institutions Regulations, 2017 | Superintendent of Financial Institutions, Office of the |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
| Part | Type | Title | Instrument / Sponsor |
|---|---|---|---|
| II | Regulation | Payment Clearing and Settlement Regulations | SOR/2019-257 |
| I | Proposed | Payment Clearing and Settlement Regulations | Finance, Dept. of |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
| Part | Type | Title | Instrument / Sponsor |
|---|---|---|---|
| II | In force | Order Fixing the Day on which this Order is made as the Day on which Subsection 179(1) of the Act Comes into Force | SI/2016-41 |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
| Part | Type | Title | Instrument / Sponsor |
|---|---|---|---|
| II | Regulation | Regulations Amending the Statutory Instruments Regulations (Miscellaneous Program) | SOR/2025-146 |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
| Part | Type | Title | Instrument / Sponsor |
|---|---|---|---|
| II | Regulation | Regulations Amending Certain Department of Industry Regulations (Miscellaneous Program) | SOR/2016-144 |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
| Part | Type | Title | Instrument / Sponsor |
|---|---|---|---|
| I | Proposed | Diversity Information Disclosure (Insurance Companies and Insurance Holding Companies) Regulations | Finance, Dept. of |
| II | Regulation | Investments in Permitted Infrastructure Entities Regulations | SOR/2023-197 |
| I | Proposed | Regulations for Permitted Infrastructure Investments (New commenting feature) | Finance, Dept. of |
| II | Regulation | Regulations Amending Certain Regulations made under the Insurance Companies Act | SOR/2022-276 |
| I | Proposed | Regulations Amending Certain Regulations Made Under the Insurance Companies Act | Finance, Dept. of |
| II | Regulation | Financial Consumer Protection Framework Regulations | SOR/2021-181 |
| II | Regulation | Regulations Amending Certain Department of Finance Regulations (Miscellaneous Program) | SOR/2020-47 |
| II | Regulation | Regulations Amending Certain Department of Finance Regulations (Miscellaneous Program) | SOR/2016-142 |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
| Part | Type | Title | Instrument / Sponsor |
|---|---|---|---|
| I | Proposed | Diversity Information Disclosure (Trust and Loan Companies) Regulations | Finance, Dept. of |
| II | Regulation | Regulations Amending the Principal Protected Notes Regulations and the Deposit Type Instruments Regulations | SOR/2024-212 |
| II | Regulation | Financial Consumer Protection Framework Regulations | SOR/2021-181 |
| II | Regulation | Regulations Amending Certain Regulations Concerning Disclosure on Account Opening by Telephone Request | SOR/2021-126 |
| II | Regulation | Regulations Amending Certain Department of Finance Regulations (Miscellaneous Program) | SOR/2020-47 |
| II | Regulation | Regulations Amending Certain Department of Finance Regulations (Miscellaneous Program) | SOR/2016-142 |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
| Part | Type | Title | Instrument / Sponsor |
|---|---|---|---|
| II | Regulation | Regulations Amending the Principal Protected Notes Regulations and the Deposit Type Instruments Regulations | SOR/2024-212 |
| II | Regulation | Financial Consumer Protection Framework Regulations | SOR/2021-181 |
| II | Regulation | Regulations Amending Certain Department of Finance Regulations (Miscellaneous Program) | SOR/2016-142 |
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.
Amends: Canadian Payments Act
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