Consumer-Driven Banking Act

1 amendment bill1 repeal bill1 related bill

Coming into Force (30 provisions)


In force	Section 220	Relative to another provision	Jul 25, 2026	222(2)
In force	Division 2 — Canada Post Corporation Act · 5 sections	Order in council	Jun 22, 2026	199
In force	Division 22 — Canada Development Investment Corporation Act · 3 sections	Order in council	May 29, 2026	388
In force	Sections 217–219, 221 · 4 sections	Later of assent / date	Mar 26, 2026	222(1)
In force	Sections 363–370 · 8 sections	Later of assent / date	Mar 26, 2026	375(1)
In force	Section 584	Retroactive	Oct 1, 2025	587
In force	Section 175	Retroactive	Aug 5, 2023	176(2)
In force	Section 175	Retroactive	Sep 1, 2022	176(1)
In force	Sections 376–377 · 2 sections	Retroactive	Apr 1, 2019	379(4)
In force	Section 376	Retroactive	Apr 1, 2015	379(3)
In force	Section 376	Retroactive	Oct 3, 2011	379(2)
In force	Sections 376–377 · 2 sections	Retroactive	Apr 1, 2006	379(1)
In force	Section 374	Retroactive	Jul 15, 1998	375(2)
Awaiting order · 157 days	Entire Act · 97 sectionsAn Act respecting stablecoins	Order in council	—	97
Awaiting order · 157 days	Entire Act · 135 sectionsAn Act to establish a consumer-driven banking frameworkexcept ss. 1–9, 13–14, 74, 113–115, 117–119, 123–132, 136–139, 143, 147–149, 169–170, 172–179	Order in council	—	181
Awaiting order · 157 days	Section 192	Order in council	—	194
Awaiting order · 157 days	Division 6 — Public Service Superannuation Act (Operational Service) · 7 sections	Order in council	—	216
Awaiting order · 157 days	Division 11 — Legislation Related to Financial Institutions (Modernizing Limits on Borrowing, Loans and Investments) · 35 sections	Order in council	—	286
Awaiting order · 157 days	Division 15 — Bank Act (Funds Deposited by Cheque) · 2 sections	Order in council	—	332
Awaiting order · 157 days	Division 16 — Bank Act (Consumer-targeted Fraud) · 4 sections	Order in council	—	336
Awaiting order · 157 days	Division 17 — Supporting Federal Credit Union Growth · 8 sectionsexcept ss. 337, 339–340, 343–344, 348–349, 351	Order in council	—	352
Awaiting order · 157 days	Division 23 — Personal Information Protection and Electronic Documents Act · 10 sections	Order in council	—	398
Awaiting order · 157 days	Sections 402, 413, 415, 421–422, 442, 450 · 7 sections	Order in council	—	456(1)
Awaiting order · 157 days	Sections 409, 414, 431, 441 · 4 sections	Order in council	—	456(2)
Awaiting order · 157 days	Sections 433, 436, 442 · 3 sections	Order in council	—	456(3)
Awaiting order · 157 days	Division 26 — Customs Tariff · 3 sections	Order in council	—	459
Awaiting order · 157 days	Division 27 — Export and Import Permits Act · 3 sections	Order in council	—	462
Awaiting order · 157 days	Sections 561, 565–569 · 6 sections	Order in council	—	570
Awaiting order · 157 days	Sections 601–605 · 5 sections	Order in council	—	606
Unknown	Section 175	Other	—	176(3)

Commencement orders made

SI/2026-33Jun 22, 2026Order Fixing the Day on Which this Order is Made as the Day on Which Division 2 of Part 5 of the Budget 2025 Implementation Act, No. 1 Comes into Force
SI/2026-26May 29, 2026Order Fixing the 16th Day After the Day on Which this Order Is Made as the Day on Which Division 22 of Part 5 of the Budget 2025 Implementation Act, No. 1 Comes into Force

Select a row to see how its date was determined. Commencement orders are tracked from January 2016 onward — provisions of older statutes may show as Unknown.

Regulatory Activity (1 entry)

Date	Part	Type	Title	Instrument / Sponsor
Jun 27, 2026	I	Proposed	Consumer-Driven Banking Regulations	Finance, Dept. of

Canada Gazette activity is tracked from January 2025 onward — regulations made before 2025 are not shown.

Amends

Repeals

Related provisions

Gov't

PMB

Senate

Inactive

Node size = bill progression

All bills (3)

Bill	Title	Type	Relationship	Stage	Sponsor
C-15	Budget 2025 Implementation Act, No. 1	Gov't	Repeals	Royal Assent	Hon. François-Philippe Champagne
C-30	Spring Economic Update 2026 Implementation Act	Gov't